Cradit Card Processing

  • Have Credit Card Payments Right on Your Website
  • Fast Online Application
  • No Cancellation Fees or Long Term Contracts
  • Lowest Transaction Fees Anywhere
  • Real Time Processing
  • Includes Free Setup of Your Authorize.net Gateway
  • Payment Gateway
  • Shopping Cart
  • Security Protection
  • Affiliate Tools

Accept Credit Cards Directly!

A merchant account lets you accept payments online directly by customer credit card. It is cheaper, faster, and overall a better experience for both you and your customer.

It's very easy to sign up for a merchant account, and if you sign up through PayGear you will find we have done most of the work for you and have the lowest fees anywhere. Just fill out the application and in 24 to 48 hours you can be accepting credit card payments which go directly into your bank account. No middle man to take a piece of your pie! Already have a merchant account? We can beat your current merchant account rates.

Can You Explain?

A merchant account is an account that allows businesses or individuals to accept payments by payment cards, typically debit or credit cards. The merchant account will transfer the funds from the buyer's card to your bank account. It is cheaper, faster, and the most efficient means to collect payments.

The payment gateways is the application between your order form and the merchant account that will authorize each payment. Your gateway will encrypt the credit card number to ensure that information passes securely and eliminates the possibility of fraud while adding additional security to the transaction process.


PayGear is an agent of Premium Payment Systems, LLC. Premium Payment Systems, LLC is a registered ISO and MSP for Wells Fargo Bank, N.A Walnut Creek, CA.